One account for cash, cards and crypto — and instant payouts to the apps you already use. Send money to a cashtag, a phone number or an email in seconds, not business days.
No monthly maintenance fee, no minimum balance, no waiting three days for your own money. Just an account that keeps up with how you actually live.
Median settlement of 8.6 seconds across Cash App, Zelle and PayPal. No holds, no pending games.
Virtual cards in one tap, metal cards for the wallet, instant freeze and merchant-level limits.
No maintenance charge, no overdraft traps, no minimum balance. Interest paid monthly on every dollar.
Convert between dollars, Bitcoin and Ethereum at live rates from the same balance.
See exactly where the month went, category by category, and what is left before payday.
256-bit encryption, device binding, real-time fraud scoring and one-tap card freeze.
Most banks make you leave to use Cash App, Zelle or PayPal. Solstice sends straight to them from your dashboard — with the fee shown before you confirm.
Pay any $cashtag instantly. Perfect for splitting dinner, paying a barber or topping up a friend.
Bank-to-bank in minutes using a phone number or email. Free, and available to every US account.
Send to any PayPal email, including business accounts and marketplaces that only take PayPal.
Spin up a virtual card for subscriptions, a separate one for travel, and a metal card for the days you want the table to notice. Freeze either one from your pocket in under a second.
Every movement through Solstice is scored before it settles. A human reviews anything unusual — and you get a notification the moment something changes.
Every plan includes the account, the app, the cards and the support. The difference is what you get back.
No branch visit, no paperwork, no credit check to get started. Fund it when you are ready.